Workers' Comp is the way you finance employee injuries. For every dollar the insurance company spends. You are likely to pay back $2.00 to $3.00 It's our job to stop the borrowing at such high interest rates.
Because Workers' Comp is so complicated and confusing, you are left to assume that your premium audit reports are accurate and your Experience Modification Factors are correct. However, because of mistakes rampant in the Workers' Compensation system at least 50% of businesses are overcharged for their Workers' Comp insurance. Plus, once one of your employees suffers an injury that is not managed correctly, the financial and emotional impact could be destructive.
To help you wrest control back from the insurance companies, we have created a copyrighted 20-step process.
You’ll receive important information to help you avoid overcharges on your workers’ compensation.
Discuss your company’s growth positioning and risk improvement strategies.
You would not go to an IRS audit without expert advice, would you? Don’t allow the insurance company auditor to audit without the same expert guidance.
Our task is to help you improve your business and employee lifestyle.
Prevent injuries and manage injuries with a microscope. That’s how to crush your Workers’ Comp costs. If not, your experience modification factor may skyrocket out of control.
May 20, 2013 Dear Ray: I am writing to thank you for helping me better understand the inner workings of Workers Compensation insurance. While I have had quite a bit of safety management experience, I had never learned or really...
Dear Ray, Three years ago, we made the decision to switch our insurance to another agency because we heard that they were the best. We were wrong. Everything started great, but went downhill as more time passed. We went back...
If you’re like most work comp agents, you’ve probably had this moment before: You run a mod analysis for a prospect. You uncover issues—injuries driving up costs, claims that could’ve been better managed, and a mod that’s costing them big....
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Subcontractor mistakes in workers comp can lead to significant financial and legal issues for the contractor and/or project owner. Here are tips on avoiding seven common mistakes: Choosing a subcontractor based on price alone While budget constraints are significant, choosing...
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OSHA's "properly fit" rule became effective January 15, aligning construction standards with those already established for general industry and maritime employment. Construction employers must provide personal protective equipment (PPE) in various sizes and designs that accommodate a diverse workforce. Importantly,...
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How to combat the troubling trend of longer claim duration for younger workers While younger workers (Gen Z) tend to have higher rates of workplace injuries compared to older workers, it's often said that they recover quicker, and the workers’...
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