The insurance company doles out your money and you don't have any say in it.

Isn't it time to take control of your Workers' Comp?

Workers' Comp is the way you finance employee injuries. For every dollar the insurance company spends. You are likely to pay back $2.00 to $3.00 It's our job to stop the borrowing at such high interest rates. Because Workers' Comp is so complicated and confusing, you are left to assume that your premium audit reports are accurate and your Experience Modification Factors are correct. However, because of mistakes rampant in the Workers' Compensation system at least 50% of businesses are overcharged for their Workers' Comp insurance. Plus, once one of your employees suffers an injury that is not managed correctly, the financial and and emotional impact could be destructive. To help you wrest control back from the insurance companies, we have created a copyrighted 20-step process.
form book


You’ll receive important information to help you avoid overcharges on your workers’ compensation.

Protecting Your Balance Sheet. Improving your P&L


Discuss your company’s growth positioning and risk improvement strategies.


You would not go to an IRS audit without expert advice, would you? Don’t allow the insurance company auditor to audit without the same expert guidance.


Our task is to help you improve your business and employee lifestyle.


Prevent injuries and manage injuries with a microscope. That’s how to crush your Workers’ Comp costs. If not, your experience modification factor may skyrocket out of control.



Press Room

OSHA reiterates that online safety training may not meet requirements

In a standard interpretation issued earlier this year, OSHA answered the question: Are online training programs acceptable for compliance with OSHA's worker training requirements?  Interestingly, this standard interpretation is very similar in wording to one issued 25 years ago....

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The new overtime rule and workers’ compensation

The Labor Department estimates that the new overtime rule, which takes effect January 1, 2020, will affect 1.3 million workers. The new rule raises the minimum salary threshold from $455 per workweek to $684 per workweek. This means that salaried...

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OSHA’s Top 10 violations: three action steps for employers

For the ninth consecutive year, Fall Protection – General Requirements is the most frequently cited standard, OSHA announced at the 2019 National Safety Council Congress & Expo. The rest of the preliminary list of the Top 10 violations for fiscal...

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Ten questions to assess your workplace’s preparedness for an active shooter

While most organizations will never experience an active shooter situation, it’s clear it can happen anywhere and to anyone. According to FBI data, 250 active shootings took place between 2000-2017. From 2000 to 2006, shooting incidents averaged 6.7 a year,...

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