About Us

Building an error and overcharge free Workers' Compensation Program that you control, not the insurance company.
Complete Comp team helps you reduce and control Workers' Compensation costs through its copyrighted 20 step process.

  • Dedicated to helping employers crush Workers’ Comp costs through finding and fixing errors and recovering money already spent.
  • Helping employers drive their experience modification factor down to its minimum thus
    releasing locked up capital.
  • Creating recovery at work programs both employers and employees embrace to prevent
    disruption customer service and business output.
  • Making businesses attractive to insurance companies through a trademarked Risk Profile
    Discovery – Result: insurance companies want your business. That means you don’t have to fight to find the right insurance company for you.
  • Complete Comp is a division of Grabill Insurance.


You’ll receive important information to help you avoid overcharges on your workers’ compensation.

Meet Your Team

Ray Gage

Ray began his insurance career in 1988 – becoming an agent in 1992, and an agency owner in 1997. Ray’s agency is 60% commercial and located in the small Indiana town of Leo. He is active in community affairs working with the youth of his area and in the PIA of Indiana, where he served as president and is currently treasurer.

Workers’ Compensation became his insurance passion in 2006. He is one of a select group of Master WorkComp Advisors in the country. He specializes in analyzing workers compensation programs for employers and making recommendations on their redesign, including implementation of tools and strategies that reduce employer’s costs.